What is Enzo?
In 2024, Ryan Transactional Risk (‘RTR’) acquired Transact Risk Partners (‘Transact’), a European mid-market SME leader since 2017. Now, RTR and Transact have combined their expertise to introduce Enzo—a dedicated UK SME insurance solution for deals under £100m. Enzo leverages RTR’s extensive experience in the UK market—having underwritten over 1,000 UK policies—alongside Transact’s cutting-edge underwriting systems and SME-focused processes. This fusion creates an insurance solution that is more agile, efficient, and tailored to the SME market.
At Enzo, we don’t just manage risk—we facilitate deals.
Our Core Principles
- INNOVATIVE – We think beyond traditional models, free from the inefficiencies and restrictions that burden generalist insurers. This allows us to focus entirely on crafting bespoke transaction insurance policies.
- EFFICIENT – Our technology-driven underwriting process delivers quicker and a more streamlined experience for our clients.
- THOROUGH – We build lasting relationships with our clients, ensuring we understand their unique needs and provide the best possible product. Transactional liability insurance is repeat business, and each time, we strive to deliver excellence.
With Enzo, UK SMEs can now access a transactional liability insurance solution designed for speed, precision, and partnership
Our Core Principles
- INNOVATIVE – We think beyond traditional models, free from the inefficiencies and restrictions that burden generalist insurers. This allows us to focus entirely on crafting bespoke transaction insurance policies.
- EFFICIENT – Our technology-driven underwriting process delivers quicker and a more streamlined experience for our clients.
- THOROUGH – We build lasting relationships with our clients, ensuring we understand their unique needs and provide the best possible product. Transactional liability insurance is repeat business, and each time, we strive to deliver excellence.
With Enzo, UK SMEs can now access a transactional liability insurance solution designed for speed, precision, and partnership
Hallmarks of the Enzo process
- Tailored broker/client policies delivered within 24 hours from instruction.
- Underwriting questions within 48 hours of receipt of the diligence materials.
- No underwriting call unless necessary. Our underwriting questions only ask the questions that need to be asked.
- Broad sector appetite, providing consistency in our quotes.
- A bespoke and high service approach no matter the deal size.
Hallmarks of the Enzo process
- Tailored broker/client policies delivered within 24 hours from instruction.
- Underwriting questions within 48 hours of receipt of the diligence materials.
- No underwriting call unless necessary. Our underwriting questions only ask the questions that need to be asked.
- Broad sector appetite, providing consistency in our quotes.
- A bespoke and high service approach no matter the deal size.